The Role This is an exciting time to join Travelex as we embark upon a transformation phase. We are looking for Senior Compliance and Risk Analyst to support Travelex’s Compliance and Risk framework in Australia and New Zealand. This is Line 2 Assurance role and reports into Compliance and Risk Manager (MLRO). This role will be working within a hybrid environment.

Key Accountabilities

• Consult and collaborate with local operational teams to understand the business and regulatory environment that they operate within and identify and quantify any risk exposures using Travelex risk assurance methodology and systems.
• Provide support to develop robust and sustainable AML toolkits that deliver regulatory compliance for the business.
• Test the operational effectiveness of key controls, processes and systems and work with the business to develop and implement solutions that help fix process/control gaps.
• Provide pro-active support and guidance to the business to help enhance the design of key business controls and management of regulatory exposures.
• Ensure processes around compulsory reporting comply with local regulatory requirements and that all items are being correctly reported within legislated timescale. 
• Sample check the due diligence records of the customers, ensure all required documents are present and have been validated as appropriate.
• Perform desk reviews as part of second line monitoring.
• Provide C&R training and support as required and help rectify knowledge gaps as they arise.
• Sample review transactions, investigate and report those deemed suspicious if appropriate.  
• Provide support to maintain the effectiveness of AML/CTF policies and assist to enforce Australia and New Zealand regulations. 
• Provide support to identify and address compliance challenges/risks relating to new business initiatives and work with business to mitigate the risks as per direction from the MLRO.
• Oversight of the Travelex’s compliance with the regulatory rules on systems and controls against money laundering.
• Ensure accurate record keeping in line with regulatory requirements.
• Participation and involvement in Group Compliance and AML forums as required.

    About You

• A holistic approach to isolate, mitigate and the resolve risks
• Solution oriented and high attention to details
• Self-motivated and a can-do attitude
• Good verbal and written communication with influencing skills 
• Strong interpersonal, time management and organisational skills
• Strong technical aptitude with an ability to analyse and interpret information critically

  Qualifications and Experience

• Degree in Accounting, Business or Finance
• ACAMS membership is desirable
• Strong knowledge of the AML/CTF laws in Australia and New Zealand. 
• Proficient user of Microsoft Suite including evolving Power Platforms and Queries (e.g. Automate, Excel, Lists, BI, etc)
• Experience in report writing and formulating procedural documents.
• Ability to effectively interact with senior management.
• Practical Risk and Compliance experience, preferably in a payments, foreign exchange or retail banking environment.
• Strong verbal and written communication skills with an ability to prepare concise reports.
• Comfortable with managing multiple priorities and deadlines.