Bank of America
Enterprise Credit Full Time Analyst
Make financial lives better for our clients and our communities through the power of every connection
Finance and accounting
Full-time
Office | Sydney, NSW, Australia
Visa sponsorship · No
Entry Level · A role for someone with underlying potential, good motivation and ability to learn. Typically no direct experience is required.
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Why Bank of America
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
About the role
What we’re looking for:
- Final year Undergraduate/Master’s student with outstanding academic achievement
- Strong quantitative and analytical skills
- Effective verbal and written communication
- Comfortable with change and adjust to changing demands and requirements
- A strong team player and client focused
- Demonstrates energy and drive
- Creative thinking and problem-solving skills
- Fluency in English is essential, appropriate Asian language skills are also essential for some roles and countries
Why Us? Enterprise Credit is a front office function that works closely with origination functions such as Corporate Banking, Capital Markets, and Global Payments Solutions both domestically and globally to devise and deliver solutions to customers. Enterprise Credit is specifically responsible for the credit analysis, credit paper preparation and execution of multiple-ranged financial transactions as well as the subsequent monitoring and management of portfolio quality and exposures. What you’ll do:
- Provide analytical and other support for senior team members and assist with origination (Corporate Banking, Investment Banking, Global Markets, Global Payments Solutions etc), risk and other support functions to support balanced portfolio growth
- Learn from, and work with teams consisting of professionals from across the business, including senior team members within your group, product and support partners and other colleagues from around the globe
- Analyze customer financial strength, business strategy, market factors, regulatory environment to assist credit memos and support portfolio management of various Financial Institutions Customers (Government FIs, Banks, Broker-Dealers, Insurers, Funds, etc) and Corporate Clients
- Perform various statistical and financial analyses
- Conduct comprehensive and in-depth company and industry research
- Develop familiarity with various legal documents – trading documentations, loan agreement, and etc.
- Develop an understanding of internal policy, procedures and regulatory requirements and to ensure full compliance in all respects
- Develop product knowledge - a wide range of credit products including loans, derivatives, trade finance, cash management and treasury products
Program Overview For most countries in Asia Pacific, training begins when you will join newly-hired analysts from around the world for an intensive and highly structured few weeks to learn about our global company, its culture and all the relevant tools, techniques and working practices you’ll need to succeed. You'll also receive grounding in your chosen business area, as you develop your professional skills and team-working capabilities. On return to your local office, you'll take on additional responsibility at an early stage. With on-going development opportunities throughout the program you'll be encouraged to grow your abilities through on-the-job learning and structured training. We'll support and reward you on the basis of your individual performance.
What you'll be responsible for
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Insights Presentation
Organize and present data to effectively communicate findings
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Operational and Financial Reporting
Analyze financial data to prepare timely reports to support business decisions
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Data Analysis and Reporting
Analyze data to discover and communicate insights, and offer concrete recommendations for key stakeholders to make critical decisions
Skills you'll need
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Collaboration
Works with others by being open, clear in communication and listening to achieve goals
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Numerical problem solving
Works with numerical information and performs mathematical calculations to solve problems
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Critical thinking
Identifies and synthesizes patterns and trends amongst various sources of information to reach a meaningful conclusion, perspective or insight
Meet the team
