Societe Generale
Associate, Financing & Advisory
Building together, with our clients, a better and sustainable future through responsible and innovative financial solutions.
Finance and Accounting
Full-time
Office | Sydney, NSW, Australia
Visa sponsorship · No
Junior · A role for someone with some basic skills, good motivation and ability to learn. Typically 1-2 years of experience is required.
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Why Societe Generale
Societe Generale, one of Europe's leading financial services groups and a major player in the economy for over 150 years, supports 30 million clients every day with 133,000 staff in 61 countries. Our Group draws on our European roots to develop our activities internationally. Our unique geographic positioning enables us to connect Europe and Africa with major global financial centres in Asia and the Americas. The Group combines financial strength, proven expertise in innovation and a sustainable growth strategy with the objective of creating value for all our stakeholders. We seek to be a trusted partner in the projects of those building tomorrow's world today. Societe Generale has been present in Australia since 1981. Located in Sydney, we currently provide financing and advisory, as well as global markets solutions. Leveraging the strength of our client coverage and leadership in structured finance including energy, metals & mining, infrastructure finance, together with product and service offerings such as debt capital markets, asset-backed products and commercial real estate finance, Societe Generale supports our Australian wholesale clients in their financing and advisory needs and our global clients who wish to access the Australian market with global banking services. Societe Generale also provides global markets solutions by offering futures execution and clearing, equity derivatives sales and structured product distribution.
About the role
RESPONSIBILITIES
The Real Estate sector is part of the Financing & Advisory team within GLBA – Global Banking & Advisory. The team offers a range of solutions to real estate investors for financing the acquisition of or refinancing office properties, retail/shopping centres, industrial / logistics and other asset classes such as hotels, student accommodation and data centres. This includes both traditional non-recourse mortgage loans and capital market financings as well as debt advisory services.
The team operates internationally with teams based in Paris, London, Madrid, Milan, Frankfurt, New York and Tokyo. The successful candidate will contribute directly to the Australian arm of the global Real Estate Finance sector by contributing to origination and supporting the execution of mandates. The primary focus of the successful candidate will include:
- Assisting in the origination of finance transactions in the real estate sector in Australia. These transactions will typically be non-recourse (secured) or corporate (secured) transactions.
- Structuring and assisting the regional hub in the execution of finance transactions including market and transaction-specific analysis, execution of the due diligence process, assisting in the preparation of credit applications, performing obligor and transaction rating, term sheet drafting and preparation of offers and agreements.
- Answering questions from the Societe Generale credit department and any other entities involved in the credit approval process.
- Participating in the execution of loan documentation assisted by external and/or internal lawyers.
- Coordinating with and assisting internal teams in the primary and/or secondary distribution of loans in accordance with the agreed strategy.
- Monitoring and follow-up of the client relationship and providing business line input in respect of the monitoring of transactions and their documented terms and conditions throughout the life of transactions (and including the annual review) by the middle office.
- Maintaining an awareness of Australia real estate market conditions and trends including ESG.
- Playing an active role in the on-the-job training and development of the team’s junior staff.
PROFILE REQUIRED ** Qualifications, Experience & Knowledge Required:**
- University degree in a relevant discipline (business, commerce, law)
- 3-5 years structured finance experience, preferably in real estate finance
- Strong numerical skills with a solid understanding of accounting concepts, financial statements and cashflows
- Advanced Microsoft Excel - financial modelling skills
- Strong ability in Microsoft Word and Powerpoint
- Experience in either real estate finance and/or in another structured finance environment utilising similar tools, processes and procedures. Behavioural Competency Required:
- Ability to work collaboratively in a small team environment and autonomously
- Display a sense of ownership in the business and pride in the quality and accuracy of work presented internally and transactions executed for clients
- Commitment to the team’s efforts in the development of the Australian real estate finance business in line with the team’s priorities and strategy.
- Experience of working (including remotely) with people with diverse, international backgrounds and act on team priorities
- Alignment with SG values and code of conduct
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What you'll be responsible for
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Development of Finance Strategy
Recommend improvements to optimize and improve financial performance and development of strategic long-term plans
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Operational and Financial Reporting
Analyze financial data to prepare timely reports to support business decisions
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Financial Modeling
Analyze data to create financial models that support planning and projections
Skills you'll need
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Collaboration
Works with others by being open, clear in communication and listening to achieve goals
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Numerical problem solving
Works with numerical information and performs mathematical calculations to solve problems
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Critical thinking
Identifies and synthesizes patterns and trends amongst various sources of information to reach a meaningful conclusion, perspective or insight