Commonwealth Bank
Senior Associate / Analyst
To empower our people and the communities in which we work and making sustainable, transparent and balanced business decisions.
Banking and Investment
Full-time
Office | Melbourne, VIC, Australia
Visa sponsorship · No
Junior · A role for someone with some basic skills, good motivation and ability to learn. Typically 1-2 years of experience is required.
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Why Commonwealth Bank
We really love working here, and we think you will too. Diversity, flexibility and innovation are just some of the reasons why our people come to work every day.
Our team includes around 45,000 people from all walks of life, with different goals, experiences, and perspectives. At CommBank we’ll encourage and support you to be yourself. This is a place where you can feel confident expressing who you really are; where you belong because of your uniqueness.
About the role
Do work that matters As a Senior Associate / Analyst, you will be passionate about customer service and focused on achieving our goal of being number 1 in client satisfaction. This is an outstanding opportunity for an experienced Senior Associate / Analyst to step into a high performing and growing team and gain exposure to sophisticated deals with strong and successful businesses. Your role will involve;
- Provide quality and timely credit outcomes (including complex financial analysis and credit structuring) to the most complex corporate property customers, both investment and development.
- Structuring, analysing, and preparing well thought-out, clear and concise credit submissions for financing opportunities, including autonomous management of deal execution through documentation, negotiation, and funding with minimal rework requirements
- Performance monitoring and annual reviews for existing clients, and reporting of client financial and operational performance to Risk Management.
- Coach peers on complex transactions and credit capability.
- Build and maintain effective relationships with dedicated business partners including risk and senior stakeholders, often taking responsibility for end-to-end engagement.
- What are we looking for?
- Minimum 2 years of experience as an Analyst in credit writing (bank or non-bank), or similar alternative property-related experience.
- Ability to quickly grasp complex transactions, and ideally have previous 'new to bank' transactional and credit risk experience
- Strong commercial acumen and well-developed financial analysis and modelling skills.
- A tertiary qualification in Business/Finance and/or Commerce would be highly regarded.
- Ability to manage competing priorities and negotiate high-pressure situations.
- Ability to engage and clearly communicate with internal and external stakeholders (e.g. External Solicitors, Valuers, Quantity Surveyors, Advisors)
- Strong understanding of cash flow drivers and advanced credit risks with an ability to clearly articulate findings with Risk and senior management both verbally and written.
What you'll be responsible for
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Investment Sourcing
Sourcing new investment opportunities by identifying and evaluating market opportunities
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Investment Management
Select, buy, and sell securities to maximize returns and manage risk, and monitor the performance of investments regularly
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Investment Relationship Management
Build and maintain relationships with clients, understanding their investment goals, and presenting investment recommendations
Skills you'll need
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Collaboration
Works with others by being open, clear in communication and listening to achieve goals
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Flexibility
Copes with changes and ambiguity in varying circumstances and can adapt behaviour effectively
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Critical thinking
Identifies and synthesizes patterns and trends amongst various sources of information to reach a meaningful conclusion, perspective or insight
Meet the team
You will help manage the end-to-end delivery of Trade Finance transactions across the Group while partnering with Trade Sales Specialists and product specialists to ensure growth and delivery of service to our clients on their trade finance needs focussing on trade finance funding and trade documentation relating to the importation and exportation of goods - Letters of Credit/LC's and collection documents.