Commonwealth Bank
Manager
To empower our people and the communities in which we work and making sustainable, transparent and balanced business decisions.
Business Operations and Strategy
Full-time
Office | Melbourne, VIC, Australia
Visa sponsorship · No
Junior · A role for someone with some basic skills, good motivation and ability to learn. Typically 1-2 years of experience is required.
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Why Commonwealth Bank
We really love working here, and we think you will too. Diversity, flexibility and innovation are just some of the reasons why our people come to work every day.
Our team includes around 45,000 people from all walks of life, with different goals, experiences, and perspectives. At CommBank we’ll encourage and support you to be yourself. This is a place where you can feel confident expressing who you really are; where you belong because of your uniqueness.
About the role
See yourself in our team: Risk Management is responsible for protecting the Group’s (including Bankwest, Residential Mortgage Group and X15) interests by offering insightful risk leadership and a commercial yet independent approach to managing risks. The Board and Regulators trust Risk Management to be a strong voice and the line of defence that drives a conscious risk/return profile, whilst balancing better customer outcomes. Do work that matters: You will ensure that Risk Management has a strong and effective Line 2 credit risk function within CommBank home lending portfolios. This will include management of internal and external relationships, data trends, and performance indicators, to ensure key credit risk metrics are within appetite including maintaining strong credit risk frameworks and control environment. On a day to day basis you will:
- Execute sound credit decisioning in line with risk frameworks.
- Participate in monitoring credit risk to ensure that they are within limit thresholds.
- Support Senior Managers in establishing industry risk appetite and developing risk management standards that are consistent with industry best practice.
- Continuously assesses credit risk across individual or portfolio profiles. Applies sound understanding of retail lending products and strategies and policies.
- Support complex and significant credit risk management projects.
- Assist in developing action plans to resolve issues. Re-designs controls/processes to better manage, measure, and monitor credit risks.
- Work productively as part of a team or independently to meet deadlines; provides coaching to team members.
We are interested in hearing from people who have: _Please note that we’re interested in hearing from people who might not meet all the following criteria. We’re open to working with the right candidate to fill any skill gaps during your journey at CommBank. _
• Proven experience working in an Analytics Data role with SQL, SAS, R or Python. • Strong understanding of macroeconomic regulatory environments and Credit Risk. • Have strong written and verbal communication skills, including ability to succinctly articulate key insights and advice to diverse audiences. • Tertiary qualified in relevant quantitative discipline such as Mathematics, Actuarial Sciences, or Statistics
What you'll be responsible for
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Problem Identification
Identify the problems and needs of key stakeholders to guide data analysis
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Execution and Project Management
Plan and deliver project plans by managing people, resources, budget, and timelines, to support the organization’s goals
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Stakeholder Engagement
Partner with stakeholders to understand specifications, business requirements, and communicate insights
Skills you'll need
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Prioritization
Compares and ranks the relative importance &/or urgency of different tasks to identify the best order of actions
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Decision Making
Considers the costs and benefits of potential actions and determines the most appropriate one
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Problem solving
Identifies problems and develops logical solutions that address the problems
Meet the team
