Wisr
Credit Analyst
Our purpose is to bring financial wellness to all Australians
Banking and investment
Full-time
Hybrid | Sydney, NSW, AU · Our team work 50% of their time in our office (i.e. 5 days of a 10 day fortnight)
Visa sponsorship · No
Mid Level · A role for someone with some well-developed knowledge and skills they can bring to the role and team. Typically within 2-5 years of experience.
3 vacancies available
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Why Wisr
We are a proudly purpose-led ASX-listed fintech on a mission to bring people closer to financial wellness and make a real difference in the world, starting right here in Australia. By building products and experiences designed to have a positive impact on the financial health and lives of our customers, we are inching ever-closer to achieving our purpose.
We offer smarter, fairer loans that help people kick their goals sooner. Wisr App, awarded Winner of WeMoney's 2024 'Best Mobile Experience', makes loan self-service easy and offers free financial wellness tools including credit scores, round ups, money hacks and more..
The better we do this, the more positive change and impact we can have on our customers.
As a purpose-led organisation on a mission to bring people closer to financial wellness, we truly believe in what we do and every person who joins our team plays a part in our success. By practising what we preach (hello, $500 wellness reimbursement, 1:1 coaching via Uprise and unlimited Udemy learning!), you are empowered to own your role, your development and the space that you play in.
About the role
Our Credit Operations team is integral to the success of our business at Wisr, and this is the opportunity for an experienced Credit Analyst to join the team in a key role, responsible for assessing and making decisions on consumer applications for unsecured and secured asset finance loans. This could include loan purposes such as debt consolidation, motor vehicles, renovations and more.
This is not an ordinary credit position - you will be granted a high level of autonomy, responsibility and freedom to make decisions. This role is responsible for ensuring risk and customer credit worthiness is assessed in alignment with Wisr’s Credit Policy within relevant agreed time frames.
What you'll be responsible for
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Loan application credit decisioning
Assess and make credit decisions on consumer loan applications, ensuring information is accurate and genuine
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Loan serviceability checks
Perform loan serviceability checks as well as identity checks, ensuring fraud detection and prevention
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Document Review
Review and interpret a wide range of documents such as bank statements to ensure the correct information is disclosed and captured on consumer loan applications
Skills you'll need
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Current Delegated Lending Authority (DLA)
Must hold a current Delegated Lending Authority up to $50k, working with consumer lending applications.
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Attention to detail
Accurately identifies and rectifies discrepancies or errors that exists in loan applications and documentation
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Collaboration
Works with others by being open, clear in communication and listening to achieve goals
Meet the team
Applying with Hatch
Wisr is using Hatch to accept applications for this role. Hatch helps you demonstrate your fit, no matter your background.
Learn more about Hatch