About the job
The Analyst - Credit Risk Provisioning job is all about supporting the Business Banking division with critical risk services and advice. This position plays a vital role in calculating Expected Credit Loss and managing Loan Impairment Expense outcomes, ultimately making a positive impact on customers and communities. Join a collaborative team that values curiosity and continuous improvement, where your insights will help shape better business outcomes.
You'll be responsible for
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Supporting provisioning management
Support the prudent management of Business Banking Loan Loss Provisioning (LLP) and prepare monthly reporting and forecasting of Loan Impairment Expense (LIE).🔍
Analyzing provisioning model outputs
Analyse non-retail provisioning model outputs, identify & resolve issues, and perform General Ledger reconciliations, to support the oversight and integrity of provisioning results.📉
Assessing customer risk impact
Assess the impact of changes to customer risk and macroeconomic factors on provisioning.Key criteria
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Data analysis experience
Experience using SQL, Python, or R for data manipulation.View
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Credit risk knowledge
Demonstrated experience in credit risk and provisioning processes.View
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Reporting skills
Experience preparing reports and insights for business decision-making.View
