Credit Risk Practitioner
About the job
The Credit Risk Practitioner job at Bankwest is an exciting opportunity to shape customer outcomes and enhance portfolio performance through insightful credit strategies. This role is pivotal in modernising the credit function, moving beyond traditional reporting to actively influence decision quality across the credit lifecycle. Team members thrive in a collaborative environment that values curiosity, accountability, and continuous improvement.
You'll be responsible for
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Credit strategy development & optimisation
Support the design, implementation and optimisation of credit strategies across originations, portfolio management and collections through analysis, rule design, segmentation and decision logic that balances growth, customer outcomes, risk appetite and operational effectiveness.📊
Portfolio insight & performance monitoring
Analyse portfolio performance to identify key drivers, emerging risks and opportunities across the credit lifecycle. Translate analysis into clear insights and recommendations that support effective credit decision-making and portfolio outcomes.🔗
Stakeholder collaboration & execution
Work across Product, Technology, Operations, Distribution, Finance, Compliance and Risk teams to ensure credit decisions are practical, effectively implemented and operating as intended in production environments.Key criteria
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Credit risk experience
Proven experience in retail credit risk or banking environments.View
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Analytical tools proficiency
Experience with SAS, SQL, Python, or Tableau for data analysis.View
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Portfolio performance analysis
Demonstrated ability to analyze and interpret portfolio performance data.View
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