About the job
The Senior Credit Risk Practitioner position is an exciting opportunity to bring your credit risk expertise to a pivotal role that drives safe growth and modernisation across the credit lifecycle. This job is all about shaping strategy, simplifying processes, and influencing executive decision-making. The team values collaboration and innovation, working together to create a proactive, insight-driven approach to credit risk management.
You'll be responsible for
📋
Credit strategy design & execution
Develop and implement acquisitions and portfolio strategies, score-based cut-offs, and policy settings that balance growth, return, and risk appetite.🔮
Forward-looking risk insight
Connect origination, portfolio, and collections to build a single view of credit risk dynamics and anticipate emerging trends for the business.💡
Data, automation, and innovation
Discover and leverage internal and external data assets to develop intelligence and insights for continuous credit strategy improvement.Key criteria
📊
Deep retail credit risk experience
Experience across multiple products and lifecycle stages is essential.View
🔗
Proven strategy linkage
Ability to connect acquisitions, portfolio, and loss outcomes into actionable insights.View
📈
Advanced analytical proficiency
Experience with SAS, SQL, and Excel to translate data into narratives.View
View more
